Alipay, one of China’s most popular digital payment platforms, is now accessible to international users. Whether you’re planning to visit China, shop on Chinese platforms, or just want to explore its services, this guide will walk you through the complete registration and setup process.
I. What You Need Before You Begin
Before registering for Alipay, make sure you have the following materials ready:
1. Alipay App
- Download the latest version of the Alipay app from your mobile app store (available on both Android and iOS).
- Open the app, register with your mobile phone number (international numbers are supported), and sign in.
2. Valid Identity Document
Choose one of the following documents based on your nationality or region:
- Passport (recommended for most overseas users)
- Mainland Travel Permit (for Hong Kong, Macao, or Taiwan residents – can also use a passport)
- Foreigner’s Permanent Residence Identity Card (if applicable)
3. International Bank Card
To make transactions, you will need an international debit or credit card. Alipay supports:
- Visa
- Mastercard
- JCB
- Discover
- Diners Club
- Other major international cards
4. Mobile Number for Verification
Make sure your phone can receive SMS, as Alipay will send verification codes. International numbers are fully supported.
II. How to Set Up Your Alipay Account
Follow these step-by-step instructions to complete registration and start using Alipay services:
Step 1: Complete Real-Name Authentication
Real-name verification is essential to unlock key features, especially for transactions over ¥200.
1. Navigate to the Verification Page
- Open the Alipay app.
- Tap “Me” in the bottom-right corner.
- Tap the gear icon (⚙) in the upper-right corner to open settings.
- Select “Account and Security” → “Identity Information.”
2. Fill In Your Personal Information
You will be prompted to enter:
- Full name (as on your ID)
- Gender
- Type of identity document
- Document number and expiration date
- Nationality
- Occupation
- Residential address
3. Upload a Verification Photo
- Go back to the “Identity Information” page.
- Tap “Verification Photo” and upload a clear photo of your identity document (e.g., passport).
✅ Tip: Ensure your photo is well-lit and all details are readable. This speeds up the verification process.
Step 2: Link an International Bank Card
Once your identity is verified, the next step is adding your payment method.
1. Go to the Card Linking Section
- Tap “Me” → “Bank Cards” → “Add Bank Card.”
2. Enter Your Card Details
Provide the following:
- Card number
- Expiration date
- CVV or CVC security code (usually on the back of your card)
- Select the issuing country of your card
🔒 Security Note: Alipay uses high-level encryption to ensure your financial information remains secure.
III. Final Checks and Tips
- After successful registration and card linking, you can begin using Alipay for QR code payments, online shopping, public transport, and much more in China.
- Some features, like investment or peer-to-peer transfer, may not be available to international users.
- If your transaction exceeds ¥200, make sure your real-name authentication is completed to avoid restrictions.
IV. Common Troubleshooting Tips
- Verification Failed? Double-check that your passport or ID image is clear and matches the entered details exactly.
- Card Not Accepted? Make sure the card is supported internationally and is not restricted by your issuing bank.
- Can’t Receive SMS? Ensure your phone number is entered correctly with the international code (e.g., +1 for USA, +44 for UK).
